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Posted by Diane Silva Realty & Associates, LLC on 10/15/2017

You paid enough for your house and not just for the price of the house. It cost you plenty to cover closing costs, title fees, mortgage insurance, homeowner's insurance and realtor commissions. The last thing that you want to do is to see your belongings stolen.

Home safety may be more than you think

Turning your house into an island, a place that only you can navigate or enter is another thing that you likely don't want. Yet, both external theft and internal actions that make your house unsafe happen. That's because home safety is not organic. A house isn't safe just because you lock the doors. To keep your house safe, you need to be mindful.

An example of mindfulness is locking your second floor windows when you plan on being downstairs for several minutes or longer. Checking that you secured the window in the basement before you head upstairs is another example of mindfulness. Other home safety actions include:

  • Testing your home security alarm similar to how you test your fire alarm. Contact the home security alarm provider about testing. If you installed the home security alarm yourself, follow the product instructions on how to perform a self-test.
  • Closing curtains, blinds and drapes at night to keep passersby from seeing inside your house. From inside your house it may not seem like it, but it's easier to see inside a home when the lights are on and it's dark outside.
  • Driving large, empty product boxes to a garbage bin instead of leaving them at your house's front curb. Sight of these empty boxes advertises to people walking or driving down your street that you have these products inside your home.
  • Keeping your house clear of clutter, so you don't get trapped in the event of an emergency, including a weather storm like a flood, earthquake or tornado.
  • Letting friends and family who you trust know when you're going to be out of town and when you expect to return. Practicing home safety also means that you leave your contact information with these people you trust. It's also beneficial to have at least two contact forms for these people, things like email and telephone.
  • Developing relationships with your neighbors, people who can look out for you and your property while you're away.

You'll feel better after you make your home safer

Home safety requires action on the inside and the exterior of your home. It might go overlooked, but to be safer at home, you need to communicate certain facts to people who you trust. Staying up to date on security tools like house alarms,wireless security cameras and electronic notifications can lead to continual home safety.

Living in a safe house extends beyond locking your doors. It also involves more than you.If performed right, your home will be safe for you and everyone who enters it. You'll also gain another advantage. Your house will offer more physical support and reliability for you and  your guests.




Categories: Uncategorized  


Posted by Diane Silva Realty & Associates, LLC on 10/8/2017

If you’re in the market to buy a home, you want to find the perfect place for you and your family. In a seller’s market, the competition can be fierce. As a buyer, you may be under the impression that you need to make the highest offer in order to secure the home of your dreams. The problem is, you may never know what price other people have offered for the same home.


Know Your Budget


First, you should know what kind of a budget you have to work with to buy a home. You probably have done an online search to see what’s out there and what price range the homes you like fall into. You’ll want to go beyond the online search and actually see some of your favorite houses in person because pictures can be deceiving. 


Next, you’ll want to do is speak with a lender. This can help you before you even hit the ground running on your home search. A lender can pre-qualify you then work you through the process of pre-approval. This will give you a definitive number to work with when searching for a home. With this number, you’ll know how much you can offer comfortably when you find that house you fall in love with.


Make A List Of Priorities


Finding the “perfect” house usually requires that you make a few compromises along the way. It’s very unlikely that you’ll find one house that gives you everything you want in one place without a bit of imagination. Jot down all of the things about a home that are the most important to you. These items could include:


  • The neighborhood
  • Big backyard
  • Open floor plan
  • Number of bedrooms
  • Hardwood floors
  • The size of the rooms
  • Style of the house
  • Granite countertops


Whatever is important to you should be on the list. Next, go through the list and see what can be compromised on. There are probably a few luxuries on the list that you could stand to give up in lieu of something else.  


The Offer


Once you find that home you know that you absolutely want to live in, you’re going to want to make an offer. Let your realtor know immediately that you’re interested in the home and they can get to work. Your realtor can help you to make an offer that’s reasonable based on the asking price and your budget. Your offer doesn’t have to be thousands of dollars over the asking price for you to win the bid. There are a couple of strategies that can help you to land the right home even if you’re not stretching your budget to the max.


Showing You’re Serious


Taking steps like being pre-approved and having all of your finances in order can help to give you the upper hand in the house hunt. Sellers don’t want to deal with a buyer who is ultimately going to have issues where the deal will fall through.


The Offer Letter


Writing a letter along with your offer is a great personal touch to help you land the home of your dreams. If a seller knows that the home they have lived in and loved will go to another owner who is going to appreciate and take the same great care of the home, they will be more likely to go with you as a buyer. First, tell the seller a bit about yourself and why you love the home so much. Compliment the landscaping. Tell the seller just how much your kids are going to appreciate living in the home. Don’t be afraid to get too personal when it comes to writing an offer letter to the sellers. They will appreciate honesty and a candid approach in the sometimes all too serious matter of buying a home.





Posted by Diane Silva Realty & Associates, LLC on 9/26/2017


29 Church Street, Piermont, NH 03779

Single-Family

$160,000
Price

4
Bedrooms
7
Rooms
1/1
Full/Half Baths
NEW PRICE! This 4 bedroom, 1 1/2 bath Victorian is located in the heart of the "Village District" of Piermont. Many original features include beautiful unpainted woodwork, glass door knobs and hardwood floors thru out. Wonderful front porch for greeting guests leads into a large foyer with a wide staircase to the 2nd floor. Spacious living room with wood burning fireplace and wood mantel. Formal dining room for entertaining and galley kitchen has the original cabinets! There is an enclosed sun porch overlooking the backyard and a 1/2 bath on the 1st floor. Four nice size bedrooms on the 2nd floor and a full bath. Easy access to the unfinished 3rd floor for additional living space or storage. Full basement with dedicated laundry room. Private back yard sits on .93 acres with frontage on two streets. Minutes to I-91 in Vermont and commuting distance to Dartmouth! Enjoy nearby Lake Tarleton State Park for fishing, boating and swimming. Estate Sale!
Open House
Saturday
September 30 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 29 Church Street, Piermont, NH 03779    Get Directions






Categories: Open House  


Posted by Diane Silva Realty & Associates, LLC on 9/24/2017

The homebuying process can be stressful, particularly for those who are purchasing a house for the first time. From the time it takes to find your "dream" home to the final closing, there may be many hurdles that you'll need to overcome to secure your ideal home. As such, it sometimes can be difficult for a first-time homebuyer to maintain a positive outlook during the most challenging times.

Lucky for you, we're here to help you remain calm, cool and collected throughout the entire homebuying cycle.

Now, let's take a look at three tips to help first-time homebuyers maintain a positive outlook at each stage of the homebuying journey:

1. Establish Realistic Expectations

Although first-time homebuyers would like to believe the property buying journey will be quick and seamless, it is important to realize that problems can arise without notice. However, homebuyers who understand the ins and outs of purchasing a house should have no trouble identifying potential issues and minimizing their impact.

For example, a homebuyer who defines his or her ideal residence can narrow a home search accordingly. This homebuyer also will be able to check out a variety of houses based on assorted property buying criteria and boost his or her chances of discovering the perfect residence without delay.

A homebuyer who establishes realistic expectations will be ready for the worst-case scenarios too. And if this homebuyer submits an offer to purchase a home that ultimately gets rejected, he or she will remain confident and be ready to restart the homebuying cycle from stage one.

2. Become an Informed Homebuyer

A first-time homebuyer who learns about the housing market can improve his or her chances of getting the best possible results.

Allocating the necessary time and resources to understand the differences between a buyer's market and a seller's market, for instance, can make a world of difference for any homebuyer, at any time.

Furthermore, an informed homebuyer may be more likely than others to get pre-approved for a mortgage. With a mortgage in hand, this property buyer can set a budget for his or her home search and increase the likelihood of securing a terrific house at an affordable price.

3. Work with a Real Estate Agent

When it comes to purchasing a home for the first time, why should a homebuyer leave anything to chance? Instead, a homebuyer can work with a real estate agent to reduce the risk of potential pitfalls throughout the homebuying cycle.

A real estate agent is happy to respond to a homebuyer's concerns and questions as the property buying journey progresses. This housing market professional will even help a homebuyer maintain a positive outlook, regardless of what happens. That way, a real estate agent can assist a homebuyer through both good times and bad and ensure a property buyer can purchase a first-rate house that matches or exceeds his or her expectations.

Take advantage of these tips, and any first-time homebuyer can keep things positive at each stage of the homebuying cycle.




Categories: Uncategorized  


Posted by Diane Silva Realty & Associates, LLC on 9/21/2017

You'll love this charming 3 Bedroom, 2 Bath New Englander in the Little Harbor District within walking distance to downtown! Located on a corner lot this home has a fenced in backyard with a perennial garden and brick patio area. Beautifully renovated kitchen with granite counters, stainless steel appliances, center island, new cabinets, lighting and flooring. Nice three season porch off the kitchen overlooks the pocket garden. Many original features include a built-in china cabinet in the dining room, built-in bookcase in the living room and period moldings, trim work, doors and original hardwood floors throughout most of the home. It also has a new Buderus natural gas furnace, electrical and recently painted. This home has two good sized bedrooms & full bath on the second floor with a galley kitchen. Great for the in-laws or extended family. A 3rd bedroom or home office space is located over the main kitchen. There is a first floor full bathroom and 1st floor laundry. The finished

This is a New Englander style home and features 9 total rooms, 2 full baths, 3 bedrooms, 0.06 Acres, and is currently available for $650,000.

For complete details click here.







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